DEAR HDB OWNERS,
Have YOU Taken Advantage Of This Opportunity???
With my diligent Financial Solution and detailed Asset Progression Plan, you, too, can achieve Financial Success Easily.
If you've had a HDB for more than 5 years and have a combined income of $7K, you may be qualified...
Have a sizable reserve fund of up to $120,000.
Have you ever wondered why so many families with a household income of $7K or more can afford a condominium?
How did this HAPPEN !!!
LET’S MEET FOR A FREE DISCUSSION TODAY!
Through this NON-OBLIGATORY sharing…
You'll discover how to Build PASSIVE INCOME with little or no additional financial effort, as well as how to put together a solid savings plan for yourself and your family.
Closeup of loving couple holding hands while walking in te street of dutch town· Young couple in love walking in the park holding hands
Case Study 1
Mr and Mrs Tan, both 35 yrs old with a combined household income of $7280, were owners of a 4 room HDB flat.
Initially, they called and met me for assisting them to sell their current house and plan to upgrade to a bigger flat.
However, through my implementation of in-depth financial calculations and strategic plans, they discovered a better way to grow their wealth.
step 1: The planning
They have a great choice to optimize their financial capability for a much BETTER RETURN in terms of wealth and eventual retirement plan thanks to the analysis and detailed financial calculations.
STEP 2: The results
They've since upgraded to a Condo WITHOUT using their savings, and they also have a $150,000 cash reserve.
They are also considering investing in a second property next year because they have a clear wealth progression road map.
How did they achieve it ?
Case Study 2
Mr and Mrs Lee, both 40 yrs old, owned a HDB 5 rooms flat at Mei Ling Street. They intend to upgrade to a 3 bedrooms resale condo so that their young children can enjoy the condo facilities.
They were also looking for passive income possibilities.
Mr and Mrs Lee own a HDB 5 rooms flat, estimated marketable price of their HDB is $750,000.
* Both Age : 40 with the monthly salary of $6000 and $5000 respectively
* Currently Total CPF OA available $115,000
* Outstanding HDB loan is $200,000
* Total CPF used + incurred interest $360,000
* Both of them don’t have cash saving.
1) Possible Mr and Mrs Lee own 2 properties which is one for own stay and one for investment?
2) What are the options available for them to reduce the ABSD?
Yes, They ACHIEVED their Goals yet Save up to $135,000.
They found a better way to progress their assets thanks to my introduction of in-depth financial calculations and strategic plans.
How did they achieve it ?
Some of the HDB owners I met were surprised when I told them about the research I did for their current house value.
In some years, some HDB owners could also lose a significant amount of money based on the current estimated market value of their property.
Why Do I Need To Upgrade If I Have Almost Paid Off My HDB In Full?
With all or the majority of your CPF put into your HDB flat...
You do not
* Earn 2.5% interest from leaving it inside CPF
* Accumulate interest of 2.5% on the CPF you utilized
WITHOUT the right CPF usage strategy…
You could be affecting your financial future in the next 5 to 10 years!
Also, reduce your wealth.
* At the end of 5 years, when you sell your HDB , you'll have to return $282,852 to CPF, that is $32,852 less cash from your property sales proceeds.
Your TOTAL LOSS is $65,704!
5 Years
CPF Interest Loss
$32,852
CPF Accrued Interest
$32,852
Your Total Loss
$65,704
10 Years
CPF Interest Loss
$70,021
CPF Accrued Interest
$70,021
Your Total Loss
$140,042
15 Years
CPF Interest Loss
$112,074
CPF Accrued Interest
$112,074
Your Total Loss
$224,148
So how are you able to Break free from this fate?
Arrange a non-obligatory session to know the truth!
Start your life goals journey from here !
Field-Tested Strategies and Action Plans focused on your financial and family situation are needed for a great opportunity.
Also, tailoring Your Ownself unique 5,10,15...year investment plan to allow you to retire comfortably, free from worries with Solid Saving-Plan, and to spend more time to enjoy with your Loved ones.
Seize the OPPORTUNITY................
With my guided Action Plan & proven Asset Progression Strategies…
Indentify the RIGHT and POTENTIAL Asset Investment Plans.
Maintain a HEALTHY amount of RESERVE FUNDs for rainy days!
Create PASSIVE INCOME with minimal to zero extra financial commitment.
Allow Wai Onn to share his OPTIONS with you.
Meet me for a NON-OBLIGATORY discussion & I will share....
- Setting up an efficient Real Estate Investing Road Map for you.
- Securing the Safety Net Financial Power-up Formula
- Evaluating Right and Protected options in the property market and determine the best choice that is suitable for you
I have 15 years of corporate sales and training experiences at Keppel Finance, UOB and OCBC .I was also the corporate trainer and coach for May Bank Customer Service & Leadership Program from 2010-2012. From 2010-2015, I was with 2WinGlobal (a US training company) as a Senior Consultant, whose clients include IBM, Microsoft, SAP, Oracle and Sales Force. I have trained over thousand of sales executive at top IT companies around the world.
Since 2015, I was with PropNex Realty Pte Ltd, Singapore largest home-grown real estate agency with over 9000 agents. I have assisted hundreds of clients to transact properties in HDB, landed, commercial and new launches.
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Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results.
Results will vary from case to case.
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